Competitive Mortgage Deals
If you're buying your first property, or purchasing for the fiftieth time, we can help you find an incredible mortgage deal! We will look at the whole of the UK mortgage market and a selection of mortgage products, including:
First Time Buyer Mortgage: If you are about to buy your first home, we would love to support you through the proceedings. We know that buying your first home can be an intimidating thing, especially when it all feels like gobbledygook but we work hard to make it all easy to understand. Buying a property can be one of the hardest and most expensive decisions you'll ever make, so we make sure to streamline it all as much as possible. We also ensure that you are kept fully informed at every step of the process. For your information: first time buyers need to have a deposit of at least 5% of the cost of the property that you’re buying. We will provide you with more information at your first meeting.
Buy to Let Mortgages: If you are starting the process of buying a property to lease out to tenants, then you'll need to obtain a 'buy to let' mortgage. Buying a property can be a valuable investment but we would always advise that you ensure that you can make adequate money to cover your maintenance and that you earn enough from your buy to let. Our team are experienced in finding 'buy to let' mortgages and can find the ideal one for you and your needs. We have ample experience working with landlords and can help you deal with any issues that come up when you're purchasing a property.
Remortgaging: Remortgaging can be a great option for those who need to reduce the repayment term of their mortgage, reduce their mortgage payments and cut down the term of their mortgage. It can also be a useful way to use value from your home to pay for decoration or pay for big life events.
High Net Worth Mortgages: For those who earn over £300,000, or who have net assets over £3 million, then the FCA considers you to have a high net worth. Thankfully, mortgage lenders are quite flexible with individuals classed as having a high net worth and how much they will lend them. Our specialists are highly experienced in finding high net worth mortgages and they can find the perfect mortgage for your needs.
We offer a wide range of other mortgage options including those that are Interest Only, Let to Buy, Holiday Lets and Shared Ownership. If you would like more information on a Mortgage Broker Crowborough, contact us by email on info@tms-fs.co.uk or by phone on 01424 444597 and our team will be happy to help you.